Longtime Metroport Rotary member W. Keith Wood, Founder of the Wood Group at Morgan Stanley, provided a history of social security and strategies for maximizing benefits.  Keith advised not taking benefits early unless needed.  While benefits are not guaranteed to be there when you retire, there's not a current reason to fear they will go away.
Keith began his financial career more than 30 years ago after teaching junior high and high school in several West Texas communities.  His passion for education is still evident in his interactions with clients and their families.